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Help your employees ‘Stay Sharp’

3 tips for helping employees faced with losing their health insurance.

The coronavirus pandemic is a stressful time for many, especially those faced with reduced hours, furloughs and job losses. Along with changing employment status, some have found themselves without health insurance. But now more than ever before, it’s important to have access to the best care.

Here are three tips for helping employees who may be faced with losing their health insurance.
 

1. COBRA, Cal-COBRA & Special Enrollment

Employees who lose their employer-based coverage may be able to continue their existing coverage through COBRA or Cal-COBRA for up to 18 months or longer. If you have questions about what your employees may qualify for under your active policy, please contact your dedicated account management executive.

These employees will also qualify for a Special Enrollment Period (SEP) in the individual market and can enroll in benefits with Sharp Health Plan directly or through Covered California®. They can visit sharphealthplan.com/specialenrollment to learn more.
 

2. Financial help through Covered California

Covered California’s new state subsidy program has expanded the amount of financial help available to many consumers.

Californians with an income of up to 600% of the federal poverty level (FPL) — the equivalent of an individual earning up to $74,940 a year or a family of four earning up to $154,500 a year — are eligible to receive financial assistance. This means nearly 1 million Californians are newly eligible for financial help this year. The amount will depend on household size and FPL. Those who are interested should check with Covered California to see what they may qualify for.
 

3. Free enrollment support

Sharp Health Plan is here to help. To make finding a new plan as stress-free as possible, we’re offering free one-on-one help over the phone for people enrolling in benefits directly with Sharp Health Plan or through Covered California.

Our certified enrollment specialists can guide people through the enrollment process. Those who are interested can call us at 1-858-499-8211 or email ifpsales@sharp.com to get started. We’re also offering free virtual enrollment classes, which you can register for online.